DKV Integral — Flexible Health Insurance in Spain

Технические параметры

Cost

Price: from €35.00
Period: per month / per person

General Category Characteristics
Parameter	Value
Type of insurance	Private healthcare — Cuadro Médico
Payment format	With co-payments or without — your choice
Geographic coverage	All of Spain
Contract term	Annual, with automatic renewal
Medical network	Over 40,000 specialists nationwide

DKV Integral Specifications
Parameter	Value
Tariff options	With cost-sharing, without cost-sharing, extended options
Specialist consultations	Unlimited access to doctors and specialists
Hospitalization	Full coverage for surgical treatment
Diagnostics	Tests, examinations, instrumental diagnostics
Pediatrics	Child care from birth, vaccination
Prevention	Check-ups, screenings, health assessments

Health insurance that adapts to your needs

DKV Integral is a line of medical policies designed for those seeking a balance between quality healthcare and flexible terms. Depending on the tariff chosen, you can get a policy with small co-payments per visit or a no-copayment format where all costs are covered by a fixed monthly premium. This allows you to choose the optimal solution for your family budget and frequency of medical visits.

All DKV Integral tariffs provide access to an extensive medical network of private clinics and specialists throughout Spain. You can choose your own doctor, book appointments without waiting lists, and receive quality medical care in comfortable conditions. The policy suits both individual use and family insurance, including children and elderly relatives.

Common Challenges This Policy Addresses

Child Medical Insurance: Access to Specialists Without Waiting

For parents it's important that children receive quick, quality care. DKV Integral covers unlimited pediatrician consultations, vaccination, routine check-ups, and treatment of childhood illnesses in private centers.

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Health Insurance Coverage for Arrhythmia Treatment and Pacemakers

Chest pain, shortness of breath, arrhythmias—all require immediate diagnosis. The policy covers cardiology consultations, ECG, Holter monitoring, and cardiac ultrasound.

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Sports Injury Insurance: Protection for Active Lifestyles

For sports injuries, fractures, or ligament damage, insurance covers emergency orthopedic care, X-rays, plaster application, and surgical treatment.

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Health Insurance with Full Coverage for Migraine Treatment in Spain

Chronic headaches, migraines, dizziness—all require specialist neurologist treatment. The policy covers consultations, diagnostics, and therapy selection in private clinics.

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Dental insurance with free teeth cleaning

Some DKV Integral tariffs include basic dental care—professional oral hygiene, X-rays, dental consultations, and treatment discounts.

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How to access professional psychological support through medical insurance in Spain?

Mental health care is as important as physical health. Some DKV Integral tariffs include psychologist consultations for dealing with stress, anxiety, and emotional difficulties.

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Мнение агента

DKV Integral isn't a single policy but an entire line of solutions for different life situations. If you need basic protection with minimal costs, you choose a tariff with small co-payments. If you want complete budget predictability, you take the no-copayment format. The main advantage is you can always change tariffs if circumstances change, while maintaining access to the same medical network and the same level of care quality.

Marina S., Health Insurance Consultant