Zurich Comercios — Comprehensive Insurance for Schools and Educational Centers
Технические параметры
Cost
Price: Custom quote
Period: annual / per center
| General Category Characteristics | |
| Type of insurance | Commercial property — Educational centers |
| Coverage format | Building + Contents + Student liability |
| Geographic coverage | All of Spain, including off-site activities |
| Contract term | Annual, with automatic renewal |
| Emergency service | 24/7 year-round |
| Zurich Comercios — Educational Centers Specifications | |
| Building protection | Walls, classrooms, common areas |
| Contents protection | Furniture, computers, teaching materials |
| Equipment breakdown | Machinery and computers |
| Theft and burglary | Building and contents, safe cash |
| Forced relocation | Temporary premises rental |
| Loss of income | Daily loss compensation |
| Public liability | Property, operations, employer’s liability |
| Legal defense | Up to €6,000 |
Complete protection for educational spaces and students
Zurich Comercios for educational centers is a specialized product designed with the unique risks of educational institutions in mind. The policy can cover not only premises and equipment but also the key aspect — public liability for student safety during classes, field trips, sports events, and educational outings. Depending on the type of activity and chosen rate, various types of protection critical for private schools, language academies, sports clubs, and children’s development centers can be included.
A distinctive feature of the policy is the possibility of coverage for students’ own actions: if a child accidentally harms another student or damages school property, the insurer can compensate the damage subject to applicable excess. Loss of income protection can also be included if the center must temporarily close after a serious incident — the insurer can pay temporary premises rental and compensate daily losses. The solution suits educational institutions of any format and size.
Common Challenges This Policy Addresses
Мнение агента