Zurich Motor GO! A terceros — mandatory car insurance in Spain
Technical parameters
Cost
Cost: Calculated individually, entry tariff of the range
Period: annual contract with automatic renewal
| General Category Characteristics | |
| Parameter | Value |
| Type of insurance | Car insurance with mandatory civil liability |
| Coverage format | Protection for damage caused to third parties |
| Geographic coverage | Spain and green card countries |
| Contract duration | Annual, with automatic renewal |
| Price calculation | Based on car model, registration date and postal code |
| Zurich Motor GO! A terceros Specifications | |
| Parameter | Value |
| Civil liability | Mandatory and voluntary up to €120 million for third-party damage |
| Roadside assistance | 24 hours, arrival within 60 minutes or €60 refund under Zurich’s conditions |
| Towing radius | Up to 200 km from the breakdown location |
| Legal defence | Legal defence under the policy conditions with the company lawyer, or up to €1,500 with your own |
| Workshop choice | Free choice or network of over 1,000 partner workshops |
| Driver protection | Medical assistance in accidents and care for minors and pets |
The legal minimum for the road with protection above the standard
Zurich Motor GO! A terceros covers the basic obligation of every driver in Spain: holding civil liability insurance to drive on the road. Without this cover, driving is prohibited by law, and fines or vehicle immobilisation become real at the first check. The tariff suits those who want to meet the requirement legally and without overpaying, especially when the car is over four years old and comprehensive cover no longer makes economic sense. Zurich does not stop at the minimum: voluntary liability with a limit of up to €120 million is added to the mandatory one, protecting the driver in serious accidents with high compensation claims from injured parties.
Beyond liability towards third parties, the policy includes 24-hour roadside assistance: in a breakdown or accident the technical team arrives within 60 minutes, or the company refunds €60 under Zurich’s conditions. Towing operates within a radius of up to 200 km, and legal defence covers lawyer services under the policy conditions when choosing the company specialist. The driver is free to pick a workshop, their own or one from a network of over a thousand partners with added services such as vehicle collection and a courtesy car. Passenger interests are also covered: in an accident, assistance takes care of minors, people with reduced mobility and pets.
Why arrange Zurich through MG Seguros
- Exclusive agent of Zurich in Spain
- Support in English, Spanish and Russian
- Comparison of all Motor GO! modalities
- Help in the event of a claim
- Support at policy renewal
- Fully online enrolment
Typical tasks that this policy solves
Agent's opinion