Need some help?
Please contact us and we will review your situation to ensure that it meets the requirements of Extranjería. Whatsapp consultation
Group Accident Insurance for Employees
Protecting your team is more than just a legal obligation; it is a fundamental part of business resilience. An unexpected accident can leave a family without a provider and a company facing massive liability claims. Our group accident insurance provides a financial safety net, ensuring substantial compensation for disability or death, while safeguarding your company's balance sheet from unforeseen legal costs.
For all business types
Tailored solutions for everything from office-based startups to high-risk construction or logistics firms.
From €15 per employee
Final pricing depends on the specific industry risk category and the chosen benefit limits for each staff member.
Coverage in 48 hours
Your policy is ready and active as soon as the employee roster is confirmed and the proposal is accepted.
In 2026, corporate liability standards in Spain have reached new heights. A simple policy is no longer enough to protect an employer. The insurance must be meticulously aligned with the specific Collective Bargaining Agreement of your industry to prevent lawsuits. Furthermore, a modern policy should provide 24/7 protection, covering staff during their commute and personal life, which significantly boosts employee loyalty and perceived value.
Essential criteria for a robust group policy:
- Immediate lump-sum payment for permanent disability of any degree.
- Coverage for “in itinere” accidents occurring during the commute.
- Direct access to specialized medical rehabilitation services.
- Full compliance with the capital requirements set by the relevant Labor Agreement.
Agent's opinion "Never assume that your standard workplace insurance covers the mandatory requirements of your industry's Collective Agreement. In 2026, if the policy limits fall short of the agreement, the employer is legally forced to pay the difference out of pocket. We ensure your policy is perfectly synchronized with your legal obligations."