Zurich Pyme — Insurance for Gyms and Fitness Centers
Технические параметры
Cost
Price: Custom quote
Period: annual / per premises
| General Category Characteristics | |
| Type of insurance | Small and medium business — Pyme |
| Coverage format | Building + Contents + Loss of profits |
| Geographic coverage | All of Spain |
| Contract term | Annual, with automatic renewal |
| Public liability | Depending on rate |
| Zurich Pyme Specifications for Fitness Centers | |
| Building protection | Full building coverage |
| Contents protection | Full contents coverage, including equipment, mirrors, showers |
| Theft and burglary | Coverage for property and safe cash |
| Broken mirrors and glass | Included in policy |
| Equipment breakdown | Coverage for outdoor and imported equipment |
| Loss of profits | Compensation during shutdown |
| Public Liability | Depending on type of activity |
| Legal defense | Up to €6,000 |
Complete protection for your fitness business and client liability
Zurich Pyme is an insurance solution created specifically for small and medium businesses, including gyms, fitness centers, and sports studios. Depending on the type of activity and chosen rate, the policy can include protection for premises and all high-value equipment: exercise machines, mirrors, shower cubicles, changing rooms, and sports inventory. The main objective is to protect the owner from major financial losses due to fire, flooding, theft, or equipment breakdown, as well as client injury claims.
One of the key features of the policy is the option to include loss of profits coverage during forced business closure after a serious incident. If the gym closes for repairs after a fire or flood, the insurer can pay daily compensation for lost income. Depending on the type of activity, the policy can include extended public liability — critical for the fitness industry, where client injuries can lead to costly litigation. The policy can be supplemented with 24-hour emergency service and legal defense.
Common Challenges This Policy Addresses
Мнение агента