Заголовок Навигация
help title
help text help button
Insurance Coverage for Cavity Treatments and Fillings
There is a widespread misconception that standard health insurance automatically covers full dental therapy. In practice, typical policies in Spain only include extractions or annual cleanings, leaving clients to face high bills for composite fillings and endodontics alone. We provide a solution that transforms expensive dental work into an affordable, planned procedure with fixed low rates.
Result
Ideal for those planning significant therapeutic work or for families with children. The policy guarantees the use of modern light-cured materials for all restorations.
Price
A specialized dental module costs between €7 and €12 per month. Savings on a single complex filling can reach 50% of the standard market price.
Timeline
Access to the dental network opens immediately upon policy activation. In 2026, waiting periods for basic fillings have been virtually eliminated.
In 2026, the private dental market in Spain strictly distinguishes between emergency aid and aesthetic therapy. To ensure your insurance effectively covers fillings, it must meet several criteria:
- Access to a wide network of accredited centers with a unified quality protocol.
- A transparent franchise list where the cost of a filling is fixed regardless of the specific clinic’s pricing.
- Full coverage for the filling itself as well as necessary local anesthesia and X-rays.
- No additional charges for high-quality, latest-generation composite materials.
Tools for solving this problem
DKV Dentisalud Elite
DKV Dentisalud Elite
- Over 50 services provided free of charge, including consultations and cleanings.
- Fixed pricing for fillings that is significantly lower than average private rates.
- Direct access to specialists across Spain with no age restrictions.
DKV Integral +
DKV Integral + Dental Module
- Comprehensive health and dental protection within a single family contract.
- Exclusive discounts on complex treatments such as crowns and implants.
- User-friendly app management for appointments and digital policy access.
Мнение агента When choosing a policy in 2026, pay close attention to the material warranty clause. A premium insurance provider should offer a free replacement if a filling fails within the first year. This is critically important for maintaining the integrity of your smile.
Michael G., Insurance Expert