DKV Famedic — family health insurance at a single price
Technical parameters
Cost
Cost: From €25.50 per month for the whole family
Period: monthly / single price for up to 8 insured
| General Category Characteristics | |
| Parameter | Value |
| Type of insurance | Outpatient family medicine, specialist consultations |
| Payment format | Seven specialties free, the rest at reduced rates |
| Geographic coverage | DKV Famedic center network across Spain |
| Price structure | A single rate for the whole family, up to 8 people for one price |
| Coverage limit | No hospitalization, surgery, or emergency care |
| DKV Famedic Specifications | |
| Parameter | Value |
| Unlimited specialties | General medicine, nursing, pediatrics, gynecology, ophthalmology, dermatology, traumatology |
| Gynecological check-up | Annual check with ultrasound and cytology, no copayment |
| Health declaration | Not required at enrollment; pre-existing conditions accepted under the programme’s conditions |
| Age limits | No age limits at enrollment under the programme’s conditions |
| Dentistry | Over 47 services with no copayment under DKV’s conditions and discounts of up to 40% on the rest |
| Serious dental trauma | Treatment reimbursed if more than three teeth are affected, up to €6,000 |
| Legal advice | Telephone lawyer assistance on personal matters for the policyholder |
| Digital services | Video consultations and symptom checking in the Quiero Cuidarme Más app |
Private medicine for the whole family at the price of a single policy
DKV Famedic revolves around a single idea: to give a large family access to private doctors without queues and at a predictable price. Its main feature is the single rate for the whole family, with which up to 8 people can be insured for one amount, with no surcharge per member. The policy includes free and unlimited consultations in the seven most-requested specialties: general medicine, nursing, pediatrics, gynecology with an annual ultrasound and cytology check, ophthalmology, dermatology, and traumatology. You can see a doctor from day one, with no health declaration and no waiting periods, so older relatives and people with existing diagnoses are included as well, under the programme’s conditions.
It is worth understanding the limits of this product: Famedic covers consultations and diagnostics but does not include hospitalization, surgery, or emergency care. It is an outpatient policy, and its strength lies in fast access to specialists and the family price, not in hospital coverage. The other specialties, tests, and treatments are available at rates well below the market. In addition, the policy includes dentistry with dozens of services at no copayment under DKV’s conditions, reimbursement of up to €6,000 in the event of serious dental trauma, a telephone lawyer consultation on personal matters for the policyholder, and digital services with video consultations.
Why take out Famedic through MG Seguros
- Support in English, Spanish and Russian
- Direct and exclusive agent of DKV in Spain
- Help choosing the coverage according to the family’s composition
- A plain-language explanation of what the policy does and does not include
- Online enrolment and support throughout the term
Typical tasks that this policy solves
Agent's opinion