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DKV Integral Élite — Premium Health Insurance in Spain

Технические параметры

Cost

Price: from €54.20
Period: per month / per person

General Category Characteristics
Type of Insurance Private healthcare (Medical Network / Cuadro Médico)
Service Payment Format No co-payments
Geographical Coverage Entire territory of Spain + emergency assistance abroad
Contract Duration Annual, with automatic renewal
Dental Care Basic coverage included (cleanings, extractions, X-rays)
DKV Integral Élite Specifications
Residence Permit Certificate Issued immediately, with no limitations or waiting periods
Access to Quirón Hospitals Full access to the entire network across Spain
Waiting Periods Waived when switching from another insurance company
Medication Limit Up to €100 reimbursement for pharmacy expenses
Digital Services 24/7 video consultations in the Quiero Cuidarme app

The flagship solution for private healthcare without compromise

DKV Integral Élite is a premium insurance product designed specifically for those who value maximum comfort and minimal bureaucracy. The main feature of this policy is its no co-payment format, meaning full coverage of all medical procedures with no additional payments at each visit. You pay a fixed monthly premium and gain access to the complete spectrum of medical services without unexpected bills.

The policy provides access to Spain’s largest private clinic network — over 51,000 specialists nationwide — and includes not only basic diagnostics but also high-tech surgeries, private room hospitalization, and comprehensive dental coverage. This solution is the gold standard for Spanish immigration authorities when applying for residency permits. For those who travel frequently or maintain an international lifestyle, the policy offers extended emergency medical coverage outside Spain.

Мнение агента

Typical tasks that this policy solves

Immigration
What kind of insurance should I buy to get a residence permit in Spain?
The DKV Integral Elite policy fully complies with the strict requirements of the Spanish Consulates regarding the absence of surcharges and limits.
Immigration
How to insure your liability in Spain without unnecessary expenses?
How to use this policy for observation in the best hospitals and delivery in a comfortable environment by a personal doctor.
Immigration
Allergy Testing and Immunologist Consultations via Private Insurance in Spain
The DKV Integral Elite policy fully complies with the strict requirements of the Spanish Consulates regarding the absence of surcharges and limits.
Immigration
How to cover expensive post-stroke rehabilitation through health insurance in Spain?
How to use this policy for observation in the best hospitals and delivery in a comfortable environment by a personal doctor.
Immigration
Health Insurance Coverage for Arrhythmia Treatment and Pacemakers
Coverage of surgeries for cardiac rhythm disorder correction, ablation, and pacemaker implantation. High-tech cardiology available with your policy.
Immigration
Stroke Insurance: Emergency Hospitalization and Intensive Care
Emergency stroke care, intensive therapy, and hospitalization in specialized neurological units. Access to advanced acute phase treatment protocols.
Immigration
Health Insurance with Full Coverage for Migraine Treatment in Spain
Consultations with headache specialist neurologist, diagnosis, and modern migraine therapy selection. Freedom from chronic pain with targeted treatment.
Immigration
Insurance for Epilepsy Monitoring and Therapy
Regular neurologist monitoring, anticonvulsant medication adjustment, and condition monitoring for epilepsy. Quality medical care for stable living.
Immigration
Sports Injury Insurance: Protection for Active Lifestyles
If you practice running, skiing, cycling, or fitness and suffer an injury, the policy covers diagnosis, treatment, and rehabilitation. Active lifestyle under protection.
Immigration
Insurance for Joint Replacement and Prosthetics
When a joint is worn or destroyed, the policy covers costly hip, knee, or shoulder prosthesis implantation surgery. Return to pain-free movement.
Мнение агента Мнение агента
Integral Élite is the only policy on the market that virtually never raises questions with immigration officers. If your goal is guaranteed residency card approval, this is your choice. Additionally, DKV has one of the most accommodating policies for accepting clients with chronic conditions. This isn't just insurance — it's an investment in peace of mind and access to Spain's finest healthcare.
Mikhail G., Independent Health Insurance Expert