Zurich Comercios — Insurance for Hair Salons and Beauty Centers
Технические параметры
Cost
Price: Custom quote
Period: annual / per premises
| General Category Characteristics | |
| Type of insurance | Commercial property — Beauty centers |
| Coverage format | Building + Contents |
| Geographic coverage | All of Spain |
| Contract term | Annual, with automatic renewal |
| Emergency service | 24/7 year-round |
| Zurich Comercios Specifications for Beauty Centers | |
| Building protection | Building: walls, finishes, building systems |
| Contents protection | Contents: equipment, mirrors, shopfronts, cosmetics |
| Theft and burglary | Full coverage for premises and equipment, safe cash |
| Aesthetic damage | Cosmetic repairs |
| Public liability | Business liability and Employer’s liability |
| Legal defense | Up to €6,000 |
| 24/7 emergency service | Locksmith, electrician, plumber, security up to 48 hours |
Professional protection for your beauty business
Zurich Comercios for hair salons and beauty centers is a specialized insurance product that addresses the unique risks of the beauty industry. Depending on the type of business activity in Spain, the policy can include protection for both the premises and its finishes, as well as all specialized equipment: professional hairdryers, steamers, chairs, mirrors, shopfronts, and cosmetic product stock. Special attention is paid to protecting expensive mirrored structures and glass interior elements that form an important part of the salon atmosphere.
The key feature of the policy is the possibility to include extended public liability coverage for clients. If a client experiences an allergic reaction to a cosmetic product, injury from a hot tool, or another incident during a treatment, the insurance company can cover medical expenses and compensation. The policy can also include 24-hour emergency service for urgent equipment repair, lock replacement, and salon security after a break-in. The solution suits both small hair salons and large beauty centers with multiple professionals.
Common Challenges This Policy Addresses
Мнение агента