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Specialized Insurance for Electric Vehicles and Batteries
EV owners in Spain often find that conventional comprehensive insurance fails to account for the specific needs of green transport. While standard policies focus on the car's bodywork, major risks remain in the blind spot: the expensive lithium battery, charging cables, and even home charging stations. We provide solutions that protect not just the car, but the entire ecosystem of your electric mobility.
Who is it for?
Owners of Tesla, ID series, and other EVs. Coverage includes protection against cyber risks and software glitches.
How much does it cost?
Starting from €280 per year. The price depends on battery capacity, market value, and selected add-ons.
How fast can I get it?
Quote and policy issuance within an hour. Documents are sent via email and are immediately active in the DGT database.
The 2026 insurance market is strictly divided between “classic” and “electric.” The main issue is that in the event of an accident or flooding, battery repair can cost up to 60 percent of the price of a new car. If your policy lacks a specific clause for the battery, the payout might be negligible. Furthermore, Spain has seen an increase in charging cable thefts in public parking areas.
Mandatory Protection Parameters:
- Full battery value reimbursement in case of impact or short circuit.
- Roadside assistance including towing to the nearest charging point if you run out of power.
- Insurance for charging cables against theft and vandalism, both in public and private garages.
- Protection for the wallbox charging station installed at your residence.
Tools to solve this problem
Zurich Motor GO! Electric
Zurich Motor GO! Electric
Zurich Motor GO! Electric — insurance for electric and hybrid cars in Spain
- Specific battery coverage without depreciation for the initial years. 24/7 roadside assistance with transport to specialized EV service centers. Coverage for cables and wallboxes up to €3,000.
Agent's opinion "Many forget to check if their home insurance covers the charger in the garage. Most of the time, it doesn't. That is why we insist on including the wallbox in the car policy. It is the only way to guarantee a payout if the charger is ripped from the wall or damaged by a power surge."