Zurich Motor GO! Electric — insurance for electric and hybrid cars in Spain
Technical parameters
Cost
Cost: Calculated individually, tariff for electrified vehicles
Period: annual contract with automatic renewal
| General Category Characteristics | |
| Parameter | Value |
| Type of insurance | Car insurance for electric and hybrid vehicles |
| Coverage format | Standard risks plus battery and charging infrastructure protection |
| Geographic coverage | Spain and green card countries |
| Contract duration | Annual, with automatic renewal |
| Who it suits | Electric and hybrid cars for private use |
| Zurich Motor GO! Electric Specifications | |
| Parameter | Value |
| Battery and cable protection | Cover in case of fire, theft and own damage |
| Cable duplicate | Reimbursement of the cost of a new cable in case of damage or theft |
| Liability for stations | Cover for damage to third-party charging stations during use |
| Low-battery assistance | On-site recharge or towing to the nearest charging point |
| ECO services | Replacement vehicle with 0 or ECO label, certified ECO workshops |
| Civil liability | Mandatory and voluntary, 24-hour roadside assistance |
Heading Cover matched to the real risks of electric mobility
Zurich Motor GO! Electric accounts for particularities that combustion cars do not have. The main one is the battery and charging cable, which are recognised as part of the insured vehicle and are covered in case of fire, theft and own damage. The battery represents a significant share of an electric car’s value, so its damage under an ordinary car insurance would mean a high expense. To this is added reimbursement of the charging cable duplicate when it suffers damage or theft, a frequent and far from cheap problem for those who charge at street stations. In addition, the policy covers civil liability for damage to third-party charging stations if you damage the equipment during charging.
Range and charging network availability remain sensitive points of electric mobility, so roadside assistance is adapted precisely to those scenarios. If the battery runs flat en route, the team arrives within 60 minutes, recharges the car on-site or tows it to the nearest charging point. The tariff includes ecological services: a replacement vehicle with a 0 or ECO label, access to certified ECO workshops and help with installing a personal charging point. In level of protection, the Electric can be configured from basic liability to full cover with theft, fire, glass and own damage, while keeping all the electric-specific guarantees whatever the chosen level.
Why take out Zurich through MG Seguros
- Exclusive agent of Zurich in Spain.
- Advice in Russian, Spanish and English.
- Comparison of all Motor GO! variants.
- Help in the event of a claim.
- Support at policy renewal.
- Fully online enrollment.
Typical tasks that this policy solves
Agent's opinion