DKV PYME — Health Insurance for Self-Employed and Small Business
Технические параметры
Cost
Price: From €45 per month per person
Period: monthly / minimum 3 insured
| General Category Characteristics | |
| Parameter | Value |
| Type of insurance | Private healthcare for business |
| Coverage format | Medical care for self-employed and employees |
| Geographic coverage | All of Spain |
| Minimum number | 3 insured persons |
| Expense deduction | Full tax optimization for self-employed |
| DKV PYME Specifications | |
| Parameter | Value |
| Medical network | Over 40,000 specialists and DKV centers across Spain |
| Specialist consultations | Unlimited doctor visits |
| Diagnostics and tests | Full coverage without copayments or with minimal copayments |
| Hospitalization | Private clinics and hospitals |
| Basic dentistry | Cleaning, extractions, prevention |
| Tax optimization | Expenses deductible as business costs |
Health insurance as a business management tool
DKV PYME is a corporate health solution designed specifically for self-employed individuals and small business owners in Spain. The policy allows you to insure yourself, your family, and key employees — with a minimum of three people. Unlike individual insurance, DKV PYME offers advantageous corporate terms and the ability to fully deduct insurance expenses as business costs. This makes the policy not just health protection, but an effective tax optimization tool.
Access to private healthcare through DKV PYME means quick specialist consultations without queues, diagnostics at modern centers, and hospitalization at the best private clinics. For entrepreneurs this is particularly important: illness or prolonged treatment directly affects income and business operations. Insurance allows you to receive medical care promptly, minimizing downtime. Additionally, providing health insurance to employees increases team loyalty, reduces staff turnover, and makes the company a more attractive employer.
Common Challenges This Policy Addresses
Мнение агента