Zurich Motor GO! Lunas — car insurance with glass cover in Spain
Technical parameters
Cost
Cost: Calculated individually, tariff with glass extension
Period: annual contract with automatic renewal
| General Category Characteristics | |
| Parameter | Value |
| Type of insurance | Car insurance with civil liability and glass protection |
| Coverage format | Third-party damage plus repair and replacement of glass |
| Geographic coverage | Spain and green card countries |
| Contract duration | Annual, with automatic renewal |
| Price calculation | Based on car model, registration date and postal code |
| Zurich Motor GO! Lunas Specifications | |
| Parameter | Value |
| Glass cover | Windscreen, front and rear side windows, rear window, tinted glass, factory sunroof |
| Glass type | Homologated only, with warranty of up to 10 years |
| Effect on bonus | Repair and replacement do not affect the no-claims discount |
| ADAS calibration | Adjustment of windscreen cameras and sensors after replacement in line with the manufacturer’s requirements |
| Civil liability | Mandatory and voluntary up to €120 million for third-party damage |
| Roadside assistance | 24 hours, arrival within 60 minutes or €60 refund under Zurich’s conditions, towing up to 200 km |
Glass protection for those who drive often on the open road
Zurich Motor GO! Lunas builds on the basic liability tariff and adds urgent repair and replacement of car glass. A crack from a stone on the road, a side window broken after an attempted break-in, a damaged rear window: all of it is covered by the insurance in accordance with the contract conditions, always with homologated glass carrying a warranty of up to 10 years. The cover extends to the windscreen, front and rear side windows, rear window, tinted glass and factory sunroof, including fixed, sliding and opening types. A key detail for anyone watching the policy price: filing a glass claim does not reduce your no-claims discount, unlike most other claims.
Modern cars increasingly carry ADAS systems with cameras and sensors built into the windscreen. After a replacement, that glass needs precise calibration, otherwise lane-keeping assist and automatic braking work incorrectly. The calibration is carried out in line with the programme’s conditions and the vehicle manufacturer’s requirements, within the glass cover. The tariff keeps everything the basic protection offers: third-party liability up to €120 million, 24-hour roadside assistance with arrival within 60 minutes or a €60 refund under Zurich’s conditions, towing within a radius of up to 200 km and legal defence under the policy conditions with a company lawyer. It is a sensible option for a car over four years old, when comprehensive cover no longer makes sense but the risk of glass damage on Spanish roads remains high.
Why arrange Zurich through MG Seguros
- Exclusive agent of Zurich in Spain
- Support in English, Spanish and Russian
- Comparison of all Motor GO! modalities
- Help in the event of a claim
- Support at policy renewal
- Fully online enrolment
Typical tasks that this policy solves
Agent's opinion