Zurich Vida Convenio Plus — Group Life Insurance for Employees
Технические параметры
Cost
Price: From €8 / employee
Period: monthly
| General Category Characteristics | |
| Parameter | Value |
| Type of insurance | Collective life insurance for workers |
| Coverage format | Death + Total permanent disability for profession |
| Scope | All company employees on payroll |
| Contract term | Annual, with automatic renewal |
| Mandatory status | Required by Convenio Colectivo in most sectors |
| Zurich Vida Convenio Plus Specifications | |
| Parameter | Value |
| Death benefit | €15,000 to beneficiaries for any cause |
| Disability benefit | €15,000 for total permanent inability to work in profession |
| Absolute disability | €15,000 if unable to perform any work |
| Age limits | Death: up to 70 years; Disability: up to 67 years |
| Coverage start | From employee’s enrollment date in policy |
| Legal compliance | Full compliance with Convenio Colectivo requirements |
Mandatory social protection for company workforce
Zurich Vida Convenio Plus is a group life insurance that employers must arrange for their workers to comply with sector labor agreements. The policy guarantees payment of a fixed sum of €15,000 in case of employee death from any cause, or upon total permanent disability. This is a basic social guarantee for staff, protecting families from financial hardship in critical situations.
Taking out this policy is not just a legal obligation but a key human resources management tool. Companies that fail to meet Convenio Colectivo obligations risk penalties from the Labor Inspectorate and loss of employee trust. Zurich Vida Convenio Plus ensures full regulatory compliance, simple administration, and automatic inclusion of new hires. The solution suits businesses of any size, from small firms to large workforces.
Common Challenges This Policy Addresses
Мнение агента