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Health Insurance for Spanish Residency and Student Visas
The Spanish Immigration Office sets very specific requirements for private health insurance. A standard travel policy will not be accepted. You need a comprehensive alternative to the public health system, backed by a specialized certificate. We provide insurance solutions guaranteed to meet Extranjería standards in 2026.
For All Residency Types
Policies suitable for Digital Nomad visas, student visas, and Non-Lucrative residency. Certificates are accepted at all Spanish consulates.
Transparent Pricing
Rates range from 45€ to 65€ per month depending on age and the selected plan. Direct contracts with no hidden agency fees.
Instant Delivery
Receive your digital policy and the official certificate for your application on the same day payment is confirmed.
In 2026 the requirements have become even more stringent. To avoid residency denial, your contract must be with a company authorized to operate in Spain and provide coverage across the entire national territory. The logic of the authorities is simple: you must not be a burden on the Spanish public healthcare system.
Mandatory Conditions for Approval:
- Full coverage with no co-payments (sin copagos).
- No limits on the total annual sum of medical coverage.
- Inclusion of hospitalization, emergencies, and preventive medicine.
- A specific certificate issued in Spanish for immigration purposes.
- A minimum contract duration of 12 months.
Tools to solve this problem
DKV Seguros
DKV Integral Élite
DKV Integral Élite — Premium Health Insurance in Spain
- The gold standard for Non-Lucrative residency and Golden Visas.
- Access to the elite QuironSalud hospital network with zero wait times.
- Fast-track digital documentation processing.
DKV Mundisalud
DKV Mundisalud
DKV Mundisalud — International Health Insurance with Worldwide Coverage
- A premium reimbursement policy allowing you to visit any doctor worldwide.
- Ideal for expats who travel frequently outside of Spain.
- Includes expanded international emergency assistance.
In 2026 immigration offices began requiring proof of full payment for the annual contract upfront. We assist you in processing the transaction correctly and obtaining the necessary confirmation letter from the insurer to ensure your application is not flagged by officials.