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Zurich RC General — Business Public Liability Insurance

Технические параметры

Cost

Price: Custom quote
Period: annual / per business

General Category Characteristics
Parameter Value
Type of insurance Business public liability
Coverage format RC General de Explotación
Geographic coverage All of Spain
Contract term Annual, with automatic renewal
Excess €500

 

Zurich RC General Specifications
Parameter Value
Main coverage €600,000 per incident / per year
Bodily injury Unlimited per victim
Property damage Up to policy limit €600,000
RC Cruzada €300,000 per victim between companies at same premises
Economic loss As consequence of bodily injury or property damage
Legal costs Included in coverage limit

Business protection against third-party claims

Zurich RC General is public liability insurance designed for small businesses, self-employed individuals, and entrepreneurs. The policy protects against financial claims from third parties in case of causing bodily harm, property damage, or economic losses during commercial activity. The main purpose is to cover compensation to affected parties, legal costs, and protect business assets from substantial lawsuits.

The policy is particularly important for customer-facing businesses: vehicle rental services, shops, studios, workshops. If a customer has an accident on the premises, their property is damaged, or losses arise from business actions, the insurer assumes financial responsibility. The solution suits a wide range of activities and adapts to the specific risks of each business.

Мнение агента

Common Challenges This Policy Addresses

Мнение агента Мнение агента
Public liability isn't a luxury—it's a basic necessity for any business working with people. One serious lawsuit can bankrupt a small enterprise, and RC General turns that risk into a manageable insurance premium. Especially critical for service businesses and rentals, where customers physically interact with your product or service.
Mikhail G., Corporate Risk Insurance Expert